I have 28 yrs of service- Asked to retire 6 months early due to work shortage. Employer verbally agreed to pay 3 mos but requested verbally 6 months. Employer offered 3 yrs of benefits to contunue. Got retirement letter stating finsncial terms but also a legal rekease 3 page form whoch sppeatz one sided to protect enployer. This prompts me to ask if Im being treated fair and where is my protection do that terms are met sh tgete be a company financial distress or even bankruptcy. also no mention of vsca accrual or termination notice pay? am i entitled?