Add Comment Question: I’ve been on full time disability for six months with a chronic illness. If I am eventually terminated for not being able to return to work, will I lose my LTD benefits? I’m on a group plan? Can I take over this over personally? Answer: Most plans dictate that you will continued to be covered by LTD benefits even after you are terminated. Your Comment * Your Email * Your Name * Your City Note, your name, city and email is not displayed on the website. It is used to notify you that we have approved your comment.